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Tag: scratch codes Georgia Lottery Scratch Off Codes REVEALED REVEALED! WV Lottery Scratch Off Codes Oklahoma Lottery Scratch Off Codes REVEALED! New Mexico Lottery Scratcher Codes

Cracking the Scratch Lottery Code

Statistician figures out how to beat scratch lottery tickets.

Secret to Winning the Lottery?

Feb. 4, 2011— — Mohan Srivastava, a geological statistician living in Toronto, was working in his office in June 2003, waiting for some files to download onto his computer, when he discovered a couple of old lottery tickets buried under some paper on his desk. The tickets were cheap scratchers—a gag gift from his squash partner—and Srivastava found himself wondering if any of them were winners. He fished a coin out of a drawer and began scratching off the latex coating. “The first was a loser, and I felt pretty smug,” Srivastava says. “I thought, ‘This is exactly why I never play these dumb games.’”

The second ticket was a tic-tac-toe game. Its design was straightforward: On the right were eight tic-tac-toe boards, dense with different numbers. On the left was a box headlined “Your Numbers,” covered with a scratchable latex coating. The goal was to scrape off the latex and compare the numbers under it to the digits on the boards. If three of “Your Numbers” appeared on a board in a straight line, you’d won. Srivastava matched up each of his numbers with the digits on the boards, and much to his surprise, the ticket had a tic-tac-toe. Srivastava had won $3. “This is the smallest amount you can win, but I can’t tell you how excited it made me,” he says. “I felt like the king of the world.”

Delighted, he decided to take a lunchtime walk to the gas station to cash in his ticket. “On my way, I start looking at the tic-tac-toe game, and I begin to wonder how they make these things,” Srivastava says. “The tickets are clearly mass-produced, which means there must be some computer program that lays down the numbers. Of course, it would be really nice if the computer could just spit out random digits. But that’s not possible, since the lottery corporation needs to control the number of winning tickets. The game can’t be truly random. Instead, it has to generate the illusion of randomness while actually being carefully determined.”

Srivastava speaks quietly, with a slight stammer. He has a neatly trimmed beard and a messy office. When he talks about a subject he’s interested in—and he’s interested in many things, from military encryption to freshwater fossils—his words start to run into each other.

As a trained statistician with degrees from MIT and Stanford University, Srivastava was intrigued by the technical problem posed by the lottery ticket. In fact, it reminded him a lot of his day job, which involves consulting for mining and oil companies. A typical assignment for Srivastava goes like this: A mining company has multiple samples from a potential gold mine. Each sample gives a different estimate of the amount of mineral underground. “My job is to make sense of those results,” he says. “The numbers might seem random, as if the gold has just been scattered, but they’re actually not random at all. There are fundamental geologic forces that created those numbers. If I know the forces, I can decipher the samples. I can figure out how much gold is underground.”

Srivastava realized that the same logic could be applied to the lottery. The apparent randomness of the scratch ticket was just a facade, a mathematical lie. And this meant that the lottery system might actually be solvable, just like those mining samples. “At the time, I had no intention of cracking the tickets,” he says. He was just curious about the algorithm that produced the numbers. Walking back from the gas station with the chips and coffee he’d bought with his winnings, he turned the problem over in his mind. By the time he reached the office, he was confident that he knew how the software might work, how it could precisely control the number of winners while still appearing random. “It wasn’t that hard,” Srivastava says. “I do the same kind of math all day long.”

That afternoon, he went back to work. The thrill of winning had worn off; he forgot about his lunchtime adventure. But then, as he walked by the gas station later that evening, something strange happened. “I swear I’m not the kind of guy who hears voices,” Srivastava says. “But that night, as I passed the station, I heard a little voice coming from the back of my head. I’ll never forget what it said: ‘If you do it that way, if you use that algorithm, there will be a flaw. The game will be flawed. You will be able to crack the ticket. You will be able to plunder the lottery.’”

The North American lottery system is a $70 billion-a-year business, an industry bigger than movie tickets, music, and porn combined. These tickets have a grand history: Lotteries were used to fund the American colonies and helped bankroll the young nation. In the 18th and 19th centuries, lotteries funded the expansion of Harvard and Yale and allowed the construction of railroads across the continent. Since 1964, when New Hampshire introduced the first modern state lottery, governments have come to rely on gaming revenue. (Forty-three states and every Canadian province currently run lotteries.) In some states, the lottery accounts for more than 5 percent of education funding.

While approximately half of Americans buy at least one lottery ticket at some point, the vast majority of tickets are purchased by about 20 percent of the population. These high-frequency players tend to be poor and uneducated, which is why critics refer to lotteries as a regressive tax. (In a 2006 survey, 30 percent of people without a high school degree said that playing the lottery was a wealth-building strategy.) On average, households that make less than $12,400 a year spend 5 percent of their income on lotteries—a source of hope for just a few bucks a throw.

There was a time when scratch games all but sold themselves. But in the past two decades the competition for the gambling dollar has dramatically increased. As a result, many state lotteries have redesigned their tickets. One important strategy involves the use of what lottery designers call extended play. Although extended-play games—sometimes referred to as baited hooks—tend to look like miniature spreadsheets, they’ve proven extremely popular with consumers. Instead of just scratching off the latex and immediately discovering a loser, players have to spend time matching up the revealed numbers with the boards. Ticket designers fill the cards with near-misses (two-in-a-row matchups instead of the necessary three) and players spend tantalizing seconds looking for their win. No wonder players get hooked.

Srivastava had been hooked by a different sort of lure—that spooky voice, whispering to him about a flaw in the game. At first, he tried to brush it aside. “Like everyone else, I assumed that the lottery was unbreakable,” he says. “There’s no way there could be a flaw, and there’s no way I just happened to discover the flaw on my walk home.”

And yet, his inner voice refused to pipe down. “I remember telling myself that the Ontario Lottery is a multibillion-dollar-a- year business,” he says. “They must know what they’re doing, right?”

That night, however, he realized that the voice was right: The tic-tac-toe lottery was seriously flawed. It took a few hours of studying his tickets and some statistical sleuthing, but he discovered a defect in the game: The visible numbers turned out to reveal essential information about the digits hidden under the latex coating. Nothing needed to be scratched off—the ticket could be cracked if you knew the secret code.

The trick itself is ridiculously simple. (Srivastava would later teach it to his 8-year-old daughter.) Each ticket contained eight tic-tac-toe boards, and each space on those boards—72 in all—contained an exposed number from 1 to 39. As a result, some of these numbers were repeated multiple times. Perhaps the number 17 was repeated three times, and the number 38 was repeated twice. And a few numbers appeared only once on the entire card. Srivastava’s startling insight was that he could separate the winning tickets from the losing tickets by looking at the number of times each of the digits occurred on the tic-tac-toe boards. In other words, he didn’t look at the ticket as a sequence of 72 random digits. Instead, he categorized each number according to its frequency, counting how many times a given number showed up on a given ticket. “The numbers themselves couldn’t have been more meaningless,” he says. “But whether or not they were repeated told me nearly everything I needed to know.” Srivastava was looking for singletons, numbers that appear only a single time on the visible tic-tac-toe boards. He realized that the singletons were almost always repeated under the latex coating. If three singletons appeared in a row on one of the eight boards, that ticket was probably a winner.

The next day, on his way into work, he stopped at the gas station and bought a few more tickets. Sure enough, all of these tickets contained the telltale pattern. The day after that he picked up even more tickets from different stores. These were also breakable. After analyzing his results, Srivastava realized that the singleton trick worked about 90 percent of the time, allowing him to pick the winning tickets before they were scratched.

His next thought was utterly predictable: “I remember thinking, I’m gonna be rich! I’m gonna plunder the lottery!” he says. However, these grandiose dreams soon gave way to more practical concerns. “Once I worked out how much money I could make if this was my full-time job, I got a lot less excited,” Srivastava says. “I’d have to travel from store to store and spend 45 seconds cracking each card. I estimated that I could expect to make about $600 a day. That’s not bad. But to be honest, I make more as a consultant, and I find consulting to be a lot more interesting than scratch lottery tickets.”

Instead of secretly plundering the game, he decided to go to the Ontario Lottery and Gaming Corporation. Srivastava thought its top officials might want to know about his discovery. Who knows, maybe they’d even hire him to give them statistical advice. “People often assume that I must be some extremely moral person because I didn’t take advantage of the lottery,” he says. “I can assure you that that’s not the case. I’d simply done the math and concluded that beating the game wasn’t worth my time.”

When Srivastava reported his finding, he was referred to Rob Zufelt, a member of the lottery corporation’s security team. After failing to make contact for a few days, he began to get frustrated: Why wasn’t Zufelt taking his revelation more seriously? “I really got the feeling that he was brushing me off,” Srivastava says. “But then I realized that to him I must sound like a crazy person—like one of those people who claims that he can crack the lotto draw because last night’s number was his birthday spelled backward. No wonder they didn’t want to talk to me.” Instead of trying to get Zufelt to return his calls, Srivastava decided to send him a package. He bought 20 tic-tac-toe tickets and sorted them, unscratched, into piles of winners and losers. Then, he couriered the package to Zufelt along with the following note:

In the enclosed envelopes, I have sent you two groups of 10 TicTacToe tickets that I purchased from various outlets around Toronto in the past week… You go ahead and scratch off the cards. Maybe you can give one batch to your lottery ticket specialist. After you’ve scratched them off, you should have a pretty solid sense for whether or not there’s something fishy here.

The package was sent at 10 am. Two hours later, he received a call from Zufelt. Srivastava had correctly predicted 19 out of the 20 tickets. The next day, the tic-tac-toe game was pulled from stores.

Srivastava, meanwhile, was becoming even more interested in scratch tickets. “It got to the point where I knew I needed to get back to my real job,” he says. “But I found it hard to believe that only this tic-tac-toe game was flawed. What were the odds that I just happened to stumble upon the only breakable game the very first time I played the lottery? Of course, I knew it was possible that every other scratch game was totally secure. I just didn’t think it was very likely.”

He began by looking at other tic-tac-toe games in the US and Canada. Srivastava soon discovered that it wasn’t just an Ontario problem. At the time, one of his best friends was living in Colorado, and Srivastava asked him to send along a few tickets. It turned out that the same singleton trick also worked on the Colorado game, albeit with only a 70 percent level of accuracy. (Colorado Lottery officials did not respond to repeated requests for comment.)

Srivastava was even able to break a Super Bingo game (sold in Ontario in 2007), which also featured an elaborate baited hook. In this case, he says he could sort winners from losers with a 70 percent success rate. The Ontario Lottery says the Super Bingo game didn’t have the same flaw as the tic-tac-toe game but that it was pulled off the Ontario market in March 2007 as a precaution.

In North America, the vast majority of lottery tickets—everything from daily draw Pick 4-style games to small-stakes tic-tac-toe and bingo scratchers—are produced by a handful of companies like Scientific Games, Gtech Printing, and Pollard Banknote. These publicly traded firms oversee much of the development, algorithm design, and production of the different gambling games, and the state lotteries are largely dependent on their expertise. Ross Dalton is president of Gtech Printing, and he acknowledges that the “breakability” of tickets is a constant concern. (Several other printing companies declined to comment.) “Every lottery knows that it’s one scandal away from being shut down,” Dalton says. “It’s a constant race to stay ahead of the bad guys.” In recent years, Dalton says, the printers have become increasingly worried about forensic breaking, the possibility of criminals using sophisticated imaging technology to see underneath the latex. (Previous forensic hacks have included vodka, which swelled the hidden ink, and the careful use of X-Acto knives.) The printers have also become concerned about the barcodes on the tickets, since the data often contains information about payouts. “We’re always looking at new methods of encryption and protection,” Dalton says. “There’s a lot of money at stake in these games.”

While the printers insist that all of their tickets are secure—”We’ve learned from our past security breaches,” Dalton says—there is suggestive evidence that some state lotteries have been gamed. Consider 2003 payout statistics from Washington and Virginia, which Srivastava calculated. (Many lotteries disclose claimed prizes on their websites.) In both states, certain scratch games generated payout anomalies that should be extremely rare. The anomalies are always the same: Break-even tickets—where the payout is equal to the cost—are significantly underredeemed while certain types of winning tickets are vastly overredeemed. Take a blackjack scratch ticket sold by Virginia: While there were far too few $2 break-even winners redeemed, there were far too many $4, $6, $10, and $20 winners. In fact, the majority of scratch games with baited hooks in Washington and Virginia displayed this same irregularity. It’s as if people had a knack for buying only tickets that paid out more than they cost.

According to Srivastava, that could well be what’s happening. (The state lotteries insist that people simply forget to redeem break-even tickets, although it remains unclear why only some games show the anomaly.) “Just imagine if there were people who made a living off plundering the lottery,” he says. “The first thing you’d want to do is avoid the losing or break-even tickets, which is why they’re underreported. They’re a waste of time. Instead, you’d want to buy only the tickets that made money. If there were people doing this, if there were people who could sort the winners from the losers, then what you’d see on the payout statistics is exactly what we see. This is what a plundered game looks like.”

I then ask Srivastava how a criminal organization might plunder the lottery. He lays out a surprisingly practical plan for what he would do: “At first glance, the whole problem with plundering is one of scale,” he says. “I probably couldn’t sort enough tickets while standing at the counter of the mini-mart. So I’d probably want to invent some sort of scanning device that could quickly sort the tickets for me.” Of course, Srivastava might look a little suspicious if he started bringing a scanner and his laptop into corner stores. But that may not be an insurmountable problem. “Lots of people buy lottery tickets in bulk to give away as prizes for contests,” he says. He asked several Toronto retailers if they would object to him buying tickets and then exchanging the unused, unscratched tickets. “Everybody said that would be totally fine. Nobody was even a tiny bit suspicious,” he says. “Why not? Because they all assumed the games are unbreakable. So what I would try to do is buy up lots of tickets, run them through my scanning machine, and then try to return the unscratched losers. Of course, you could also just find a retailer willing to cooperate or take a bribe. That might be easier.” The scam would involve getting access to opened but unsold books of tickets. A potential plunderer would need to sort through these tickets and selectively pick the winners. The losers would be sold to unwitting customers—or returned to the lottery after the game was taken off the market.

At the moment, Srivastava’s suspicions remain entirely hypothetical; there is no direct evidence that anybody has plundered a game. Nevertheless, there’s a disturbing body of anecdotal evidence (in addition to those anomalous statistics) that suggests that the games aren’t perfect. Consider a series of reports by the Massachusetts state auditor. The reports describe a long list of troubling findings, such as the fact that one person cashed in 1,588 winning tickets between 2002 and 2004 for a grand total of $2.84 million. (The report does not provide the name of the lucky winner.) A 1999 audit found that another person cashed in 149 tickets worth $237,000, while the top 10 multiple-prize winners had won 842 times for a total of $1.8 million. Since only six out of every 100,000 tickets yield a prize between $1,000 and $5,000, the auditor dryly observed that these “fortunate” players would have needed to buy “hundreds of thousands to millions of tickets.” (The report also noted that the auditor’s team found that full and partial ticket books were being abandoned at lottery headquarters in plastic bags.)

According to Massachusetts State Lottery officials, the auditor’s reports have led to important reforms, such as requiring everyone who claims a prize over $600 to present government-issued identification. The auditor attributed the high number of payouts going to single individuals to professional cashers. These cashers turn in others’ winning tickets—they are paid a small percentage—so the real winners can avoid taxes. But if those cashers were getting prepicked winners, that could be hard to uncover. “There’ve been quite a bit of improvements since we started identifying these issues,” says Glenn Briere, a spokesperson for Massachusetts auditor Joe DeNucci. “The problem is that when there’s a lot of money involved, unscrupulous people are always going to be looking for new ways to game the system, or worse.”

Furthermore, the Massachusetts lottery has a history of dispensing large payouts to suspected criminals, at least in one Mass Millions game. In 1991, James “Whitey” Bulger, a notorious South Boston mob boss currently on the FBI’s 10 Most Wanted Fugitives list—he’s thought to be the inspiration for the Frank Costello character in The Departed—and three others cashed in a winning lottery ticket worth $14.3 million. He collected more than $350,000 before his indictment.

At the time, authorities thought Bulger was using the lottery to launder money: take illicit profits, buy a share in a winning lottery ticket, redeem it, and end up with clean cash. In this respect, the lottery system seems purpose-built for organized crime, says Michael Plichta, unit chief of the FBI’s organized crime section. “When I was working in Puerto Rico, I watched all these criminals use traditional lottery games to clean their money,” he remembers. “You’d bring these drug guys in, and you’d ask them where their income came from, how they could afford their mansion even though they didn’t have a job, and they’d produce all these winning lottery tickets. That’s when I began to realize that they were using the games to launder cash.”

The problem for the criminals, of course, is that unless cracked, most lotteries return only about 53 cents on the dollar, which means that they’d be forfeiting a significant share of their earnings. But what if criminals aren’t playing the lottery straight? What if they have a method that, like Srivastava’s frequency-of-occurrence trick, can dramatically increase the odds of winning? As Srivastava notes, if organized crime had a system that could identify winning tickets more than 65 percent of the time, then the state-run lottery could be turned into a profitable form of money laundering. “You’ve got to realize that, for people in organized crime, making piles of money is one of their biggest problems,” says Charles Johnston, a supervisory special agent in the organized crime section of the FBI. “If they could find a way to safely launder money without taking too big a loss, then I can guarantee you they’d start doing it in a heartbeat.” There is no direct evidence that criminals are actually using these government-run gambling games to hide their crimes. But the circumstantial evidence, as noted by the FBI, is certainly troubling.

And then there’s Joan Ginther, who has won more than $1 million from the Texas Lottery on four different occasions. She bought two of the winners from the same store in Bishop, Texas. What’s strangest of all, perhaps, is that three of Ginther’s wins came from scratch tickets with baited hooks and not from Mega Millions or Powerball. Last June, Ginther won $10 million from a $50 ticket, which is the largest scratch prize ever awarded by the Texas Lottery.

Perhaps Ginther is simply the luckiest person on earth. (She has refused almost all requests from journalists for comment.) While the lotteries are extremely rigorous about various aspects of security, from the integrity of the latex to the cashing of tickets at stores, the industry appears to have not considered the possibility of plundering the games using the visible numbers on the ticket. For instance, when I contacted the North American Association of State and Provincial Lotteries, their security experts couldn’t recall having heard of Mohan Srivastava or the broken Ontario games. This is one of the largest trade associations of lotteries in the world, and it had no recollection that at least a few of its games had been proven to be fatally flawed.

And this is why the story of the crackable tic-tac-toe tickets has larger significance. “The lottery corporations all insist that their games are safe because they are vetted by outside companies,” Srivastava says. “Well, they had an outside auditor approve the tic-tac-toe game. They said it couldn’t be broken. But it could.” Fundamentally, he believes that creating impregnable tickets is extremely difficult, if not impossible. “There is nothing random about the lottery,” he says. “In reality, everything about the game has been carefully designed to control payouts and entice the consumer.” Of course, these elaborate design elements mean that the ticket can be undesigned, that the algorithm can be reverse-engineered. The veneer of chance can be peeled away.

What’s most disturbing, perhaps, is that even though Srivastava first brought these flaws to the attention of the authorities in 2003, they continue to appear. A few months ago, Srivastava bought some scratch tickets at convenience stores in Toronto. He started out with a Bingo ticket, which featured an elaborate hook. After a day of statistical analysis, Srivastava was able to double his chances of choosing a winning ticket. (Normally, 30 percent of the tickets feature a payout—he was able to select winners approximately 60 percent of the time.) “That might not sound very impressive, since I’m still going to buy plenty of losers,” Srivastava says. “But it’s a high enough percentage that one could launder money effectively.” In one of his most recent trials, conducted at the request of Wired, Srivastava identified six unscratched tickets as probable winners out of a set of 20 cards. If the tickets were uncrackable, approximately two of them should have been winners. Instead, Srivastava ended up with four. The odds of this happening by chance are approximately one in 50. And yet he’s done it multiple times with a variety of Bingo and Super Bingo games. (An Ontario Lottery spokesperson says they’re unaware of the issue.)

How did he do it? He used a version of the frequency trick. The number of times a digit appeared on the baited hook revealed crucial information about the bingo numbers underneath the latex coating. Srivastava could tilt the odds in his favor, like a gambler counting cards in a casino.

The fact that these games can be manipulated, that a geological statistician can defeat their algorithm, seems to undercut a crucial part of the lottery’s appeal. Everybody knows that the chances of winning a big payday are minuscule, a tiny 1 in front of an awful lot of zeros. But we play anyway, because hope is an irrational hunch. We assume that, even if the odds are stacked against us, we might get lucky. Today might be the day. And then, when the latex reveals a stack of losers, when we’ve lost our money yet again, we blame the fickleness of fate. But maybe our bad luck isn’t the problem. Maybe we never win because someone else has broken the game.

Statistician figures out how to beat scratch lottery tickets.

Tag: scratch codes Georgia Lottery Scratch Off Codes REVEALED REVEALED! WV Lottery Scratch Off Codes Oklahoma Lottery Scratch Off Codes REVEALED! New ]]>

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The Minnesota Lottery features scratch tickets and Lotto Games such as Powerball, Lotto America, Lucky for Life, Gopher 5, Northstar Cash, Mega Millions, Daily 3, and Progressive Print-and-play. The Minnesota State Lottery also hosts events and contests. ]]>

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megamillions 7 24 18

Mega Millions results for 07/24/18; 1 winner of $522M jackpot

Courtesy Michigan State Lottery

Story by Matt Durr

LANSING, MI – A lucky player in California was the lone winner of the $522 million Mega Millions jackpot for the drawing held on Tuesday, July 24.

That means the jackpot for Friday, July 27 will be worth $40 million with a cash option of $23 million.

The Mega Millions numbers for July 24: 1-2-4-19-29

The Gold Mega Ball: 20

The Megaplier: 3

Mega Millions winners for July 24:

  • Along with the grand prize winner, eight players matched all five white numbers drawn to win $1 million. Those tickets were sold in Arizona, Massachusetts, Michigan, Minnesota, New Jersey and Texas with two winners each coming from Massachusetts and New Jersey
  • One of the players in Massachusetts and the player from Texas also played the Megaplier option, which increased their winnings to $3 million.
  • The $1 million winning ticket sold in Michigan was sold at the Dynasty Liquor, located at 8910 Puritan St. in Detroit.
  • There were 1,373,627 tickets sold that won at least $4 in the drawing. In Michigan, 52,131 tickets sold won at least $4 in the drawing.
  • In Michigan, the $1 million winner was the largest prize won in the state.

Mega Millions drawings are held Tuesday and Friday at 11 p.m. Five balls are drawn from a set of balls numbered 1 through 70; the Mega ball is drawn from a set of balls numbered 1 through 25. The odds of winning the jackpot is 1 in 302 million.

Mega Millions is played in 44 states, plus the District of Columbia and the Virgin Islands. Tickets cost $2 each.

In other Michigan Lottery news:

Mega Millions results for 07/24/18; 1 winner of $522M jackpot Courtesy Michigan State Lottery Story by Matt Durr LANSING, MI – A lucky player in California was the lone winner of the ]]>

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pchlotto.com winning numbers

Pchlotto.com winning numbers

Have another questions? Search below…

Dependent upon the type of PCHlotto game, winning numbers are selected as follows:

Daily Draws: Winning numbers are drawn every night after 12:00 AM EST. They are then matched against all eligible entries that are received before 11:59 PM EST on the previous day.

Monthly Event Drawing: A live drawing will be held on a specified date during which the winning number will be chosen. You are eligible to submit numbers every day until 11:59 PM EST of the night prior to the draw date. Any submissions received after 12:00 AM EST will be counted for the following draw.

To win the prize featured on the lotto card, a player must match all of the numbers on the card. Tokens can be earned and cash can be won as part of “partial wins” on PCHlotto. Click here to learn more.

Pchlotto.com winning numbers Have another questions? Search below… Dependent upon the type of PCHlotto game, winning numbers are selected as follows: Daily Draws: Winning numbers are ]]>

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what was the powerball multiplier

Should You Play Powerball? Science Solves The Mystery

Record sales drove up the largest jackpot in U.S. history to a whopping $1.5 billion as people . [+] dreaming of riches flocked across state lines and international borders to buy tickets. (Credit: Kena Betancur/AFP/Getty Images)

Playing the lottery is the ultimate low-risk, high-reward scenario. If you lose, you’re only out a few dollars: the cost of your bet. But if you win, even though the odds are stacked against you, the payoff is a lifetime of easy living. This evening, Wednesday, January 13th, will mark the richest lottery jackpot in history, with the current Powerball jackpot at a whopping $1.5 billion, a new record in lottery games worldwide.

Less than 24 hours from the record Powerball drawing. (Credit: Powerball.com)

In order to win, you need to match five normal lottery numbers — white balls numbered 1-through-69 — plus the Powerball: a red ball numbered 1-through-26. Each Powerball ticket costs $2, plus you have the option to pay an extra $1 to activate the power play , a multiplier that increases your payout for non-jackpot prizes.

Dozens of people lined up outside of Kavanagh Liquors in San Lorenzo, Calif., a store that has had . [+] several multi-million dollar winners. (Credit: Justin Sullivan/Getty Images)

But what does mathematics have to say about this? In particular:

    What are your odds of winning each individual combination?

The idea of “worth it” is a subjective one to most people, but from a scientific/mathematical standpoint, it has a very particular meaning. It means that the amount you can expect to win, on average, is greater than the amount you have to bet in order to play. If a lottery ticket costs $1, for example, it would be worth it if:

  • You had a 51% chance of winning $2.
  • Or, you had a 0.1% chance of winning $1001.
  • Or, you had a 1-in-499,999 chance of winning $500,000.

While it wouldn’t be worth it if:

  • You had a 49% chance of winning $2.
  • Or, you had a 0.1% chance of winning $999.
  • Or, you had a 1-in-500,001 chance of winning $500,000.

Notice how small these differences are, but how in the earlier cases, you can expect to win more than you bet, while in the latter cases, you expect to bet more than you win, at least on average. Mathematicians call this ratio of how-much-you-win vs. how-much-you-bet the expected value of a problem. If your expected value is greater than 1.0, it’s worth it to play.

The less likely outcomes need to have a greater payoff to be worth it; a relatively likely outcome . [+] would need only a modest payout to be worth it. Image credit: Wikimedia Commons user Dan Kernler.

So what, then, does this mean for Powerball? In every game of Powerball, you get one ticket with five white numbers (out of 69 possible choices) and one red number (the Powerball, out of 26).

Let’s hit the first point we asked about: what are your odds of winning, with each individual combination highlighted? Here’s an infographic I made that breaks it down.

(Credit: E. Siegel, 2016)

Your odds of actually winning the Powerball jackpot are pretty slim: one in 292,201,338 . In fact, your odds of winning anything aren’t very good either, since the three most common results:

  • no matches of any type (65.23%),
  • one white ball and no powerball (27.18%), and
  • two white balls and no powerball (3.565%),

all pay out absolutely nothing, and add up to 95.98% of the possible results.

But that means, 4.02% of the time, you will win something. And if — on average — it pays out enough, it will be worth it to bet.

Image credit: screenshot from the official Powerball site, at . [+] http://www.powerball.com/powerball/pb_prizes.asp.

So if these are the possibilities for what the payout is, what does this mean in terms of expected value? In other words, each time you play the lottery, you have a small chance of winning a certain prize, and if you multiply your expected winnings by your odds of each option, you get your expected value for each option. (And remember, the cost of a ticket for the Powerball is $2.00.)

Let’s work it out! We’ll come back to the “Jackpot” in just a bit, because it’s a bit more complicated. But let’s take a look at all the other — more likely, but non-Jackpot — options first.

(Credit: E. Siegel, 2016)

For every $2 ticket you buy, you can expect to recoup, on average:

  • about $0.15 from the periodic $4 payouts,
  • about $0.02 from the periodic $7 payouts,
  • about $0.01 from the periodic $100 payouts,
  • about $0.05 from the periodic $50,000 payouts, and
  • about $0.09 from the periodic $1,000,000 payouts.

All told, the non-jackpot options make each ticket worth about $0.32, which is a far cry from the $2 you invested. This teaches us two things:

  1. It gives us the information we need to figure out how much the “Power Play” option is actually worth.
  2. It let’s us know how much the Jackpot needs to pay out in order for buying a Powerball ticket to be “worth it,” mathematically.

First, the Power Play.

Screenshot and headers from the official Powerball site. (Credit: Powerball.com)

The Power Play option — which costs an extra $1.00, turning a $2 ticket into a $3 ticket — does the following:

  • has no effect on the Jackpot/Grand Prize,
  • always doubles the payout of the second-most-lucrative prize, and
  • has a 1-in-1.75 chance of doubling the other prizes, a 1-in-3.23 chance of tripling them, and a 1-in-14 chance of quadrupling or a 1-in-21 chance of quintupling them.
  • or, if the 10x multiplier is active, reducing the chances of all the other options a tiny bit, and adding in a 1-in-43 chance of multiplying the other prizes by ten.

So what’s the extra expected payoff for this extra $1 investment?

It takes the non-jackpot options, on average, from being worth $0.32 up to being worth $0.81. This means you’re spending an extra $1.00 to increase your expected payout by $0.49, a lousy deal any way you slice it. In fact, even if you happened to hit the 5x option, which happens only about 5% of the time, you only up your expected winnings to $1.34 for the non-jackpot options, which increases your winnings by a mere $1.02. That’s what you need to make it “worth” grabbing the Power Play option: a guaranteed 5x multiplier or more. The fact that the second-biggest-payout is only doubled, no matter what the Power Play multiplier happens to be, makes this a raw deal any way you slice it.

In other words, you should never take the Power Play option.

So finally, we come to the big prize: the Jackpot, or the Grand Prize, which you win by hitting all five numbers plus the Powerball, something that has a one-in-292,201,338 chance of happening.

Frank and Shirley Capaci of Streamwood, Il won $104 Million in the Powerball lottery in May. . [+] (Credit: Daniel Lippitt/AFP/Getty Images)

You would think, perhaps, that if a Powerball ticket costs you $2, and you have an expected value of $0.32 from the rest of the ticket, as long as your expected value is $1.68 or higher from the Powerball Grand Prize, you’ll come out ahead, and you should play.

That logic is sound, by the way: you’re right on! If your ticket is “worth” more than $2 total, of course you should spend $2 on it.

But you might then take the next step, and say, “since my odds of winning the Jackpot are 1-in- 292,201,338 , all I need to do is find what payout corresponds to that expected value and, if the Jackpot is more than that, I’ll play.” Finding that value isn’t so hard: it’s $245,449,123.92. But if you play the lottery when the Jackpot is that size, you’ll come out behind, still, for two reasons.

Even after the taxman calls, the Powerball jackpot could make the lucky winner wealthier than the . [+] likes of British boy band One Direction, soccer star Lionel Messi, Swiss tennis champion Roger Federer and U.S. superstar Beyonce. (Credit: Kena Betancur/AFP/Getty Images)

One of those reasons is taxes. That’s right: you don’t get to keep 100% of your winnings, although you are responsible for 100% of the costs of the tickets. The “advertised jackpot” is how much you’d get, pre-taxes, if you deferred the payments out over a long period of time.

If, instead, you took a lump sum payment (which is drastically reduced to about 63% of the advertised value), and then paid (state and federal) taxes on that, you’d discover something shocking: you only get to keep 37.2% of the Grand Prize’s value! (Dependent on your state’s taxes, which are estimated to be around 6%.) In fact, state and federal taxes would be a big deal for the other, smaller prizes we talked about earlier, which would bump the $1,000,000 prize down to be worth only about $590,000, and would reduce the value of the “other” payouts from being worth a total of $0.36 to about $0.26, a much worse deal.

In order to hit the “break-even” point, and have a $2 ticket actually be worth $2 when you include taxes, you’d need to have the Jackpot come in at a value of a whopping $1.4 billion, which only today’s Powerball Jackpot has crested in all of history.

But even that makes an assumption: that if you win, that your winning ticket will be the only winning ticket, which runs counter to the facts. As you well know, people are far more likely to buy lottery tickets when the Jackpot is huge. While you might not think this would mean so much with incredibly long odds, once you start selling more than about 70 million tickets, the odds of more than one person hitting the jackpot rise extremely quickly, as Jeremy Elson’s research into the matter has demonstrated.

(Credit: Jeremy Elson, via http://www.circlemud.org/jelson/megamillions/)

Based on various Jackpots that we’ve seen, once the advertised Jackpot passes about $300 million, ticket sales rise exponentially, with the largest jackpots resulting in hundreds of millions of tickets sold.

The thing is, not everyone gets a unique set of numbers: many tickets share the same numbers, so that if you get to, say, an advertised Jackpot of around $700 million, you’d expect to sell about 190 million tickets for the drawing. Even though the odds of any individual ticket hitting the Jackpot is 1-in- 292,201,338 , the odds that only one person will win that Jackpot is much lower than you’d think: about 37%. There’d be a 34% chance that no one would hit the Jackpot, and a 29% chance that two or more people would win.

What’s crazy — and unintuitive — is that as the Jackpot rises higher and higher, because more and more tickets get sold, the less valuable each ticket becomes! A ticket sold for a $1,500 million (or $1.5 billion) Jackpot, in fact, would only be worth about half as much as a ticket sold for a $500 million Jackpot, because you’d most likely have to split the Jackpot, even if you won, with between three and seven other people. And that’s probably what’s going to happen tonight.

These figures are for the “old” Powerball lottery, superseded about 12 months ago to increase . [+] jackpots. (Credit: Jeremy Elson, via http://www.circlemud.org/jelson/megamillions)

When you take both taxes and split Jackpots into account, you find that even at its maximum value, a $2 Powerball ticket is really only worth about $0.852, or just 43% of what you paid for it.

It’s long been said that lottery tickets are a tax on those who can’t do math, and now you’ve seen the mathematical proof of that. If you want to buy a Powerball ticket for fun, by all means, go right ahead. Just be aware that for every $2 you spend, you’re donating about $1.15 to whatever government programs that Powerball supports, and only betting $0.85 on whatever you might win in an otherwise “fair” lottery.

As the jackpot crests $1 billion for the first time, it’s time to examine the scientific answer to the ultimate question: is it worth it to play? ]]>

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tn lottery headquarters

Tennessee Lottery temporarily closes in-person prize claim centers, offers alternatives due to COVID-19

For answers to frequently asked questions about the coronavirus, click here.

NASHVILLE — The Tennessee Lottery is temporarily closing its in-person prize claim centers at its Nashville headquarters as well as its district offices across the state amid the COVID-19 crisis.

But winners of less than $600 can still claim their cash prizes at retailer locations, officials said.

And anyone who wins $600 or more isn’t entirely out of luck when it comes to claiming a prize, although it will take longer: Lottery officials say those winners can mail those winning tickets to the lottery headerquarters. The same applies to those winning prizes less than $600, as well.

Tennessee Education Lottery CEO Rebecca Hargrove said the move stems from general provisions in Gov. Bill Lee’s Executive Order 17, as well as in directives issued by Metro Nashville Mayor John Cooper.

District offices are are tentatively scheduled to resume normal business operations on April 6.

“The most important thing right now is for all our players to take the appropriate precautions to stay safe and healthy,” Hargrove said in a news release. “Players with winning tickets can rest assured their prizes will be paid if postmarked prior to the end of the claim expiration period.”

Players should remember to sign the back of their tickets. And lottery officials also suggest winners may want to use registered mail when mailing claims.

Winners mailing in claims for draw-style games must have them postmarked within 180 days of the official winning draw date for that ticket.

Mail-in claims for instant games must be postmarked within 90 days of the announced instant game end date. Players should visit tnlottery.com for additional details.

Drawings will continue as scheduled, and instant ticket games will continue to be delivered to retailer locations. By law, the prize expiration date cannot be extended.

A claim form is not required for claims of prizes less than $600 made by mail. Players should sign the back of the ticket and include their name and address either on the ticket or on a separate piece of paper, lottery officials say.

NASHVILLE — The Tennessee Lottery is temporarily closing its in-person prize claim centers at its Nashville headquarters as well as its district offices across the state amid the COVID-19 crisis. ]]>

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south carolina ed lottery

SC Lottery to refund some Powerball and Mega Millions tickets purchased amid game changes

Posted: Apr 8, 2020 / 03:56 PM EDT / Updated: Apr 8, 2020 / 04:00 PM EDT

COLUMBIA, S.C. (WSPA) – The cost of some multi-draw Powerball and Mega Millions tickets will be refunded, South Carolina Education Lottery officials said.

Tickets purchased prior to game changes announced last week will be eligible for a refund.

Going forward, the starting jackpot amounts for Powerball and Mega Millions will no longer begin at $40 million. The starting jackpot amounts and minimum jackpot increases will be announced after each jackpot is won.

Increases in the jackpot from draw to draw will be based on game sales and interest rates.

Since some players purchased tickets before these changes went into effect, the Lottery is offering a one-time refund to those affected.

Powerball players who purchased a multi-draw ticket on or before Thursday, April 2, 2020, are eligible for a refund for drawings held on or after Saturday, April 11, 2020, through the expiration of their multi-draw plays.

Mega Millions players who purchased their multi-draw ticket on or before Friday, April 3, 2020, are eligible for a refund for drawings held on or after April 10, 2020 through the expiration of their plays.

Players seeking a refund should hang on to their original ticket. Powerball and Mega Millions tickets cannot be canceled, meaning tickets eligible for a refund are still valid to win a prize in the drawing for which they were purchased.

To claim a refund, players must attach a copy of their multi-draw ticket as proof of purchase (do not send an original ticket) to a completed Refund Claim Form available at the SC Education Lottery website here and mail to: Multi-Draw Refund, South Carolina Education Lottery, Post Office Box 11949, Columbia, SC 29211.

The deadline for a refund is Thursday, July 30, 2020. Any duplicate copy submitted after a refund has been issued will not be accepted.

Powerball and Mega Millions tickets cost $2 per play. The purchase of the PowerPlay or Megaplier option for an additional $1 will not be refunded. As of April 8, 2020, the Powerball jackpot is $190 million (annuitized value) and the Mega Millions jackpot is $136 million (annuitized value).

Copyright 2021 Nexstar Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

The cost of some multi-draw Powerball and Mega Millions tickets will be refunded, South Carolina Education Lottery officials said. ]]>

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Enjoy the best Android casino games from Microgaming with JackpotCity’s mobile casino. Play from any Android mobile phone or tablet to win big on the go! ]]>

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rubbellose kaufen lotto

Rubbellos Adventskalender 2020 Kaufen

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It is mandatory to procure user consent prior to running these cookies on your website. Zum Inhalt springen. Beitrags-Autor: admin Beitrag veröffentlicht: April 18, Beitrags-Kategorie: Online Casino Mit Willkommensbonus Inhalt 1 lotto rubbellos adventskalender 2 lotto rubbellos adventskalender 3 rubbellos adventskalender 4 rubbellos adventskalender hessen 5 rubbellos adventskalender hessen.

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